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Terms of Use The content provided to users of The Bank Outlet. (“Site Owner”) web site (the "Site") is to be used exclusively by the users ("Users") of the Site for their individual use. Under no circumstance may the content be sold, leased, duplicated (except as specifically allowed), published, distributed in any medium, stored, framed, or re-transmitted or otherwise transferred whether or not for value or for any other purpose. Disclaimers Site Owner disclaims any liability for the content contained in the Site, links or related pages. Users assume all risk and liability for their use. By accessing the Site and acting in reliance on any information contained therein, Users hereby agree to indemnify and hold Site Owner, officers, directors, agents, employees, and representatives harmless from and against any and all claims, damages, losses which may arise from such access. Site Owner does not edit any referenced materials or linked sites, nor does it possess any control over those sites or their content. To the extent that Site Owner becomes aware that the content it provides is inaccurate or the Web links it provides are outdated, it will endeavor to update the Site in a commercially reasonable manner. SITE OWNER MAKES NO REPRESENTATION ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, OR ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, OR RELATED CONTENT CONTAINED IN THE SITE, OR REFERENCED OR LINKED SITES ('INFORMATION") FOR ANY PURPOSE. ALL SUCH INFORMATION IS PROVIDED TO USERS "AS IS" WITHOUT ANY WARRANTY OF ANY KIND. ALL EXPRESS WARRANTIES REGARDING THIS INFORMATION AND ALL IMPLIED WARRANTIES INCLUDING FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY, TITLE AND NON-INFRINGEMENT ARE HEREBY EXPRESSLY DISCLAIMED. IN NO EVENT SHALL SITE OWNER, OFFICERS, DIRECTORS, AGENTS, EMPLOYEES, AND REPRESENTATIVES BE LIABLE FOR ANY ACTUAL, DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR ANY LOSS OF: USE, DATA, PROFITS, OR TAX BENEFITS, ARISING IN ANY WAY FROM SAID USERS ACCESS TO OR RELIANCE UPON INFORMATION. Accuracy of Information, Timeliness and Calculations Information contained on the Site (the "content") was at the time of writing believed to be accurate. However due to the very nature of the content Site Owner cannot and does not warrant the accuracy of these materials or the accuracy, timeliness or usefulness of any of the rates, terms, laws, rules, calculations, links or reference materials cited in the content. Users should independently verify all such information and calculations obtained from the content before taking any action. Banking/Securities/Tax Laws The information provided by the Site Owner shall not be deemed to be investment or tax advice. The Site Owner is not registered or licensed by any industry, Federal or State governmental or quasi-governmental agency for the delivery of banking, financial services or investment advisory services. Site Owner is not a bank, savings and loan, credit union or other financial organization, broker-dealer, nor is it licensed to sell or solicit for sale any security or business opportunity in any state or country. The information contained in the Site does not constitute legal, securities or tax advice nor shall any of the information in the Site be deemed to be such advice. Users are advised to consult with professional advisors such as financial planners, attorneys, certified public accountants, tax advisors, licensed business advisors, registered broker-dealers and/or members of recognized exchanges before making any investments. Neither the Securities and Exchange Commission nor any federal or state banking authority has reviewed, or approved the content of the Site or any investment approaches discussed. The Site Owner shall not be responsible for any losses incurred as a result of the use of the online content or financial services sites referred to on the Site. Users expressly agree to hold Site Owner harmless from any such claims or losses, or any other damages whether direct or indirect whether actual or consequential arising from the use of the Site. Copyright/Trademark/ServiceMark The content in the Site is covered by U.S. and foreign trademark, servicemark and copyright laws and is the sole and exclusive property of the Site Owner or the other identified holders of such marks. All rights, except individual use in accordance with terms herein, as applicable, are prohibited without prior written consent of the Site Owner. Links to the Site are permitted without prior consent, but must only link to the home page of the Site and must identify that the user is being linked to "Site". Site Owner reserves the right to prohibit links to the Site if such links are deemed inappropriate for any reason. Governing Law—Binding Arbitration The laws of the State of Maryland shall govern the relationship between Site Owner and its Users. As a condition of Use and all benefits accruing thereto, including, but not limited to, access to the Site, Users consent to the exclusive jurisdiction and venue of the American Arbitration Association, in Prince George’s County, Maryland. Any and all disputes arising out of the access to (or denial thereof) or any act or omission taken or omitted to be taken in reliance on any content, links or referral sources contained on the site shall be exclusively resolved by One (1) arbitrator selected in accordance with the rules of the American Arbitration Association applying the laws of the State of Maryland except those laws relating to the choice of laws. Site Owner shall be entitled to recover its attorney fees and arbitration and court costs in connection with the investigation, defense or prosecution of all actions in which it is, or potentially could become a party. Under no circumstances shall any User be entitled to any monetary damages or reimbursement for attorney fees or costs in excess of one Dollar. Such arbitration shall be binding upon the parties. Any monetary award rendered by the arbitrator shall be enforceable in the Federal or State courts of the State of Maryland. Users consent to the exclusive jurisdiction and venue of the Federal or State courts of the State of Maryland for such enforcement purposes. Privacy Policy: The Site Owner is committed to upholding the highest security and privacy standards. We respect and protect your personally identifiable information and do not use your information in any manner not previously disclosed and accepted in our privacy policy. The following statements govern the privacy practices of The Bank Outlet.Com: General Information Collection and Use Anyone can visit the Site without disclosing who they are or revealing any personal information about themselves. We track the Internet addresses of the individuals who visit our site in order to analyze trends, administer the site, track user's movement and gather broad demographic information, but this data is not linked in any way to individual personally identifiable information. The information we collect creates a broad picture of our population and is used to continually refine our content, identify the most popular areas of our site and improve our services. Member Sign Up and information Use The Site Owner collects basic contact information (such as name, address, phone number and email address) when you sign up to become a Registered Member of the Site. During the sign up procedure you must specify your name, address, phone number and e-mail address and you may disclose your age, race/ethnicity, gender and yearly income (“PII”) After you will be issued a User ID and Password that will enable you to access the Users Only portion of the Site. You may begin accessing the Users Only portion of the site immediately upon confirmation of your information which is done online. You will receive a welcome e-mail which will contain a confirmatory link that will activate your registration. Your PII is only used for the Site Owner's internal administrative and identification purposes and possibly to qualify you for other offers. We reserve the right to disclose your PII to any third party deemed acceptable to Site Owner. Corporate Sponsored Benefits for Registered Users Registered Site Users may be offered special benefits, discounts, opportunities or other offers not available to the non-registered User from a third party organizations through the Site. In order to provide such benefits Site Owner must collect and disclose to those third parties basic contact information (such as name and email address) and asks you to specify a User ID and Password when you sign up in order to create a unique data record for you. If you sign up as a Registered Site User then you should know that all information gathered by the Site Owner may be revealed to these sponsoring organizations. Examples of Corporate Sponsored benefits could include discounted broker accounts, credits reports, financial classes and reports, and similar valuable benefits.
Changing Your Personal Information The Site provides you with the means to update or change your personal information. You may review and update your personal data at any time by entering the area on the Site entitled “Review / Change Your Personal Data”. User ID and Password You must enter your User ID and Password every time you sign in to the Registered Users Only section of the Site. Your User ID and Password serve as your personal key to the Registered Site Users Only section of the Site. If you lose your password the system will give you the option of having it emailed to you at the email address stored in your data record. If you lose your User ID then you will need to contact the Site Owner for help. Constant Network Vigilance The Site Owner's network administration team constantly monitors the data security systems to make sure that your personal information is safe and secure. All of your information exists within a secure corporate environment. Only authorized individuals such as database administrators have access to membership data files. Notification of Changes If we make any changes to our privacy policy, we will post the changes on our site so you are always aware of what information we collect, how we use it, and under circumstances, if any, we disclose it. In the event Site Owner enters into a business combination or changes its form of business entity, PII and other information collected via our Web site may be transferred to the surviving or new entity. Legal Disclaimer Though the Site Owner makes every effort to preserve user privacy, the company may need to disclose personal information when required by law wherein the Site Owner has a good-faith belief that such action is necessary to comply with a current administrative or judicial proceeding, a civil or criminal subpoena or court order or legal process served on our Web site. When commercially feasible, Site Owner will provide you with notice of such request for information collected from our Web site. |
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